About Us
Online Casinos is an independent research site built for US players looking at offshore online casinos — the sites licensed outside the United States that accept players in states with no legal, regulated online casino market. Our particular focus is payout speed and reliability: how fast a site actually pays, what limits and fees apply, and whether it has a track record of following through. This page explains who we are, how we work, and how we make money doing it.
What we do and don't do
We don't operate a casino, hold player funds, or process any deposits or withdrawals ourselves. We research publicly available information about offshore operators — their licensing, game libraries, banking options, bonus terms and published payout policies — and we compare that information against what matters most to someone weighing up where to play: will this site pay me, how long will it take, and what will it cost me to find out.
That distinction matters. Because these are offshore operators, we cannot verify them the way a comparison site can verify a UK- or Malta-licensed casino against a domestic regulator's public register. Offshore licensing bodies such as those in Curaçao, Anjouan or Costa Rica operate very differently from US state gaming commissions, and their oversight of individual operators varies. We say so plainly rather than dressing it up.
The legal reality we don't paper over
Offshore casinos sit in a legal grey area for US players. They are licensed outside the United States and are not authorized, regulated or supervised by any US state gaming authority. That means:
- None of the fund segregation, dispute resolution or payout guarantees that come with a state-regulated license apply
- There is no independent, US-based body to intervene if a site delays or refuses a withdrawal
- Game fairness relies on the operator's own RNG certification or provably-fair systems, which we cannot independently test
- Rules differ by state, and it's on the reader to check the law where they live before depositing anywhere
We publish this because a site that only talks about bonuses and games while glossing over payout risk isn't giving readers the full picture. Readers can find general guidance and a wider look at offshore rules for other markets on our Non Gamstop Casinos UK 2026 page, which covers a similar grey-area landscape in a different jurisdiction.
How we assess payout speed and reliability
Because we don't hold accounts or move money through these sites, our method is research-based, not first-hand testing — and we're upfront about that. Here's what feeds into how a site is positioned on this site:
- Published withdrawal timeframes — what the operator states for crypto, card and wire payouts, and how those compare across the market
- Payout methods on offer — the range of ways a player can get money out, including whether crypto options like Bitcoin, Ethereum, Litecoin or stablecoins such as USDT and USDC are supported alongside traditional bank methods
- Limits and fees — daily, weekly or per-transaction withdrawal caps, and any processing fees attached to a given method
- Verification requirements — how much KYC documentation is asked for, and whether it's requested up front or only at withdrawal, which is often where delays actually happen
- Licensing and operating history — where the site is licensed and how long it has operated under that license
- Bonus terms — wagering or rollover requirements, since a bonus that locks funds behind a high playthrough affects how quickly a player can actually withdraw anything
Commission arrangements with any operator never factor into these assessments. A site that pays us more for a listing does not move up the rankings; a site with slower published payout times or heavier withdrawal restrictions doesn't get a pass because it's a partner. Operators from our list — including Raging Bull, Uptown Aces, Ignition and the others shown on this site — are positioned on the same criteria, and each write-up includes at least one limitation alongside its strengths, whatever its rank.
Why this matters more with offshore sites
Payout speed isn't just a convenience metric here — it's a trust signal. A regulated casino in a licensed US state is required to hold player funds and resolve disputes under state law. Offshore operators aren't. That's why we weight banking transparency, stated withdrawal windows and verification practices heavily: they're some of the clearest indicators of how an operator treats its players when money is actually leaving the site, not just coming in.
We also look at the breadth of what's on offer beyond the casino floor. Most of the operators covered here run sportsbook or additional gaming products alongside their casino, and some — like the sweepstakes-style offers from Free Spins or Zumba Cards — use a different currency model (gold coins and sweeps coins) rather than a straight real-money deposit. Where that's the case, we note it, because it changes how deposits, play and redemptions actually work.
Who's behind the research
Online Casinos is edited and updated by a small research team rather than a single named author. We keep listings current by periodically re-checking published terms, licensing details and banking information, and we note when a page was last updated at the top of each article.
How we make money
Online Casinos earns commission when a reader clicks through to a casino from our site and signs up. This is standard for comparison sites and it's how we keep the research free to read. It does not change our ratings — operators cannot buy a higher position, and we're not shy about flagging a weak payout policy or a heavy wagering requirement even on a site we're paid to list.
Responsible gambling comes first
Nothing on this site is intended for anyone under 21. Gambling is not a way to earn income or solve financial pressure, and there's a real chance of losing money — including the added offshore-specific risk that a site delays or refuses a withdrawal, and that crypto values can move against you between deposit and cash-out. Offshore casinos often lack the self-exclusion tools, deposit limits and formal dispute processes that regulated US operators are required to provide. If gambling stops being enjoyable or starts to feel difficult to control, free and confidential help is available around the clock through 1-800-GAMBLER. Our Responsible Gambling page has more on the tools and support options worth knowing about before you play.
Questions about how we work
If something on this site is unclear, outdated, or you think we've missed a material detail about an operator's payout policy or terms, the Contact Us page is the way to reach us. Full site terms, including how our listings and affiliate links work, are set out on our Terms and Conditions page.